Legal Disclosures & Risk Factors.

Please read the following disclosures carefully before accessing, using, or relying on any information contained on this website. By accessing oakpointassets.com, you acknowledge that you have read, understood, and agree to be bound by these disclosures.

1. No Offer to Sell; No Solicitation

This website and all content contained herein is for informational and educational purposes only. Nothing on this website constitutes, or should be construed as, an offer to sell or a solicitation of an offer to buy any security, investment product, or financial instrument of any kind in any jurisdiction.

Oak Point Asset Management does not offer securities to the general public through this website. Any offer or sale of securities by Oak Point Asset Management will be made only pursuant to a definitive Private Placement Memorandum (PPM), subscription agreement, and other offering documents provided directly to prospective investors who meet applicable eligibility requirements. Those documents will supersede all information contained on this website in their entirety.

No person should rely on the contents of this website in making any investment decision. Investment decisions should be made only after reviewing all applicable offering documents in full and consulting with qualified legal, tax, and financial advisors.

2. Not a Registered Broker-Dealer or Investment Advisor

Oak Point Asset Management LLC is not a registered broker-dealer, investment advisor, or investment company under federal or state securities laws, including the Securities Exchange Act of 1934, the Investment Advisers Act of 1940, or the Investment Company Act of 1940. Oak Point Asset Management does not provide investment advice, portfolio management services, or securities brokerage services of any kind.

Nothing contained on this website should be construed as investment, legal, tax, or financial advice. Oak Point Asset Management is a private real estate investment and asset management company. All investment opportunities are offered in reliance on applicable exemptions from registration under federal and state securities laws.

Prospective investors are strongly encouraged to consult with their own licensed financial advisor, attorney, and tax professional before making any investment decision.

3. Securities Law Compliance; Offering Exemptions

Oak Point Asset Management structures its investment offerings in reliance on exemptions from the registration requirements of the Securities Act of 1933, as amended. Depending on the specific offering, applicable exemptions may include:

Regulation D (Rule 506(b) or Rule 506(c))

Offerings made under Regulation D are exempt from SEC registration and are available to accredited investors (as defined under Rule 501 of Regulation D) and, in some cases under Rule 506(b), up to 35 sophisticated non-accredited investors. Rule 506(c) offerings permit general solicitation but require that all investors be verified accredited investors. Specific eligibility requirements will be disclosed in each offering's documents.

Regulation CF (Regulation Crowdfunding)

Regulation CF permits issuers to raise up to $5 million per 12-month period from both accredited and non-accredited investors through an SEC-registered crowdfunding intermediary. Investors may be subject to annual investment limits based on their income and net worth. Specific limits and requirements will be disclosed per offering.

Regulation A (Tier 1 or Tier 2)

Regulation A permits issuers to offer and sell securities to the public — including non-accredited investors — pursuant to a qualified offering circular filed with the SEC. Tier 2 offerings permit raises up to $75 million per 12-month period with reduced state registration requirements. Non-accredited investors in Tier 2 offerings may be subject to investment limits.

The specific exemption applicable to any Oak Point offering will be clearly disclosed in that offering's documentation. Nothing on this website implies that any particular exemption applies to any current or future offering.

4. Accredited Investor Definition

Under Rule 501 of Regulation D, an "accredited investor" includes, among others:

• Any natural person whose individual income exceeded $200,000 (or joint income with a spouse or spousal equivalent exceeded $300,000) in each of the two most recent calendar years and who reasonably expects the same income level in the current year;
• Any natural person whose individual net worth, or joint net worth with a spouse or spousal equivalent, exceeds $1,000,000, excluding the value of the person's primary residence;
• Any natural person holding in good standing a Series 7, Series 65, or Series 82 license;
• Any entity (including LLCs, corporations, partnerships, and trusts) with total assets exceeding $5,000,000 that was not formed for the specific purpose of acquiring the securities offered;
• Any entity in which all equity owners are accredited investors;
• Certain investment professionals, knowledgeable employees of the fund, and family offices meeting applicable requirements under Rule 501.

Oak Point Asset Management may require prospective investors to self-certify or provide third-party verification of their accredited investor status prior to participating in any offering. Misrepresentation of accredited investor status may have legal consequences.

5. Forward-Looking Statements; No Guarantee of Returns

Certain information contained on this website may constitute "forward-looking statements" within the meaning of applicable securities laws. These statements may include projections, estimates, targets, plans, and expressions of expectations or beliefs regarding future events, performance, or outcomes — including but not limited to projected returns, internal rates of return (IRR), preferred return percentages, cash-on-cash yields, hold periods, and exit timelines.

Forward-looking statements are inherently speculative and subject to significant risks, uncertainties, and assumptions that may cause actual results to differ materially from those expressed or implied. No representation is made that any projected return, distribution, or outcome will be achieved.

Past performance of any investment, strategy, or asset class — including hospitality real estate — is not indicative of future results. All illustrative figures, projected returns, and hypothetical scenarios presented on this website are for educational and illustrative purposes only and do not represent a guarantee, prediction, or assurance of any kind.

6. Risk Factors

Investing in private real estate — including hospitality real estate — involves substantial risk. Prospective investors should carefully consider the following risk factors, among others, before making any investment decision. This list is not exhaustive. Additional risks specific to each offering will be disclosed in the applicable offering documents.

Loss of Principal

Investments in private real estate offerings are speculative and involve a high degree of risk. Investors may lose some or all of their invested capital. There is no guarantee that any investment will return the investor's principal, generate any return, or achieve any projected outcome.

Illiquidity

Interests in Oak Point's investment offerings are illiquid. There is no public market for these interests, and none is expected to develop. Investors may not be able to sell or transfer their interests and should be prepared to hold their investment for the full duration of the stated hold period — or longer if market conditions delay exit.

Hospitality Industry Risk

Hotels are operationally intensive assets subject to cyclical demand, seasonality, labor market conditions, and consumer confidence. The hospitality industry is particularly sensitive to macroeconomic downturns, public health events, natural disasters, and geopolitical disruptions — all of which can materially reduce hotel revenues and asset values.

Brand and Franchise Risk

Oak Point's investment thesis is dependent on maintaining brand affiliations with Marriott International and Hilton Worldwide. Franchise agreements are subject to termination for cause, non-renewal, or adverse modification. Loss of a brand affiliation could materially impair asset value and operating performance.

Operator Performance Risk

The performance of Oak Point's assets is dependent in significant part on the performance of third-party hotel management operators. Poor operator execution, management turnover, labor issues, or failure to maintain brand standards could materially adversely affect hotel revenues, guest satisfaction scores, and asset value.

Market and Geographic Concentration Risk

Oak Point focuses its investment activity in secondary Southeast markets. This geographic concentration means that adverse economic, demographic, or regulatory conditions in this region — including changes in employment, corporate relocations, or local market oversupply — could disproportionately affect Oak Point's portfolio.

Financing and Capital Markets Risk

Real estate acquisitions typically involve debt financing. Rising interest rates, tightening credit conditions, or a lender's refusal to refinance or extend a loan could adversely affect returns or the ability to exit at the intended time. There is no guarantee that financing on acceptable terms will be available when needed.

Early-Stage Company Risk

Oak Point Asset Management is an early-stage company with a limited operating history. There can be no assurance that Oak Point will successfully complete any acquisition, execute its stated strategy, or generate returns for investors. Early-stage companies carry heightened risk of failure relative to established firms.

Regulatory and Securities Law Risk

Changes in federal or state securities laws, tax laws, or real estate regulations could adversely affect Oak Point's ability to raise capital, structure offerings, or operate its business. Non-compliance with applicable securities laws — whether by Oak Point or by investors — could result in rescission rights, regulatory penalties, or litigation.

Key Person Risk

Oak Point's success is dependent on the continued involvement of its founding principals. The loss of key personnel could materially adversely affect Oak Point's ability to source deals, manage assets, raise capital, and execute its business strategy.

Tax Risk

The tax treatment of investments in Oak Point's offerings depends on the specific offering structure and each investor's individual tax situation. Changes in tax law — including changes to depreciation rules, carried interest treatment, or pass-through taxation — could adversely affect after-tax returns. Investors should consult their own tax advisors.

Conflicts of Interest

Oak Point's principals may engage in other business activities — including hotel general management, consulting, and capital raising for third-party firms — that could create conflicts of interest with Oak Point's investors. All material conflicts of interest will be disclosed in applicable offering documents.

7. No Reliance on Website Content

The information contained on this website has been prepared by Oak Point Asset Management for general informational purposes only. It has not been independently verified and may be incomplete, inaccurate, or out of date. Oak Point Asset Management makes no representation or warranty, express or implied, as to the accuracy, completeness, or timeliness of any information on this website.

This website may contain information about general market conditions, investment strategies, asset classes, and industry trends. Such information is provided for context only and should not be relied upon as a basis for any investment decision. Market conditions can change rapidly and without notice.

The Private Placement Memorandum, subscription agreement, and other offering documents provided to prospective investors in connection with a specific offering will supersede all information on this website and will constitute the definitive source of information for that offering.

8. State Securities Laws

Securities offerings by Oak Point Asset Management are subject to applicable state securities laws ("Blue Sky" laws) in addition to federal securities law requirements. Depending on the offering structure and the state of residence of prospective investors, additional state-level registration, notice filing, or exemption requirements may apply.

This website is not directed at residents of any jurisdiction where the offering or sale of securities would be unlawful prior to registration or qualification under applicable securities laws. Nothing on this website constitutes an offer to sell or solicitation of an offer to buy securities in any state or jurisdiction where such offer or solicitation would be unlawful.

9. Privacy and Investor Information

Any personal information submitted through this website — including through the investor interest form — will be used solely for the purpose of evaluating investment interest and communicating with prospective investors about Oak Point Asset Management's offerings and activities. Oak Point Asset Management will not sell, rent, or share personal information with unaffiliated third parties except as required by law or as necessary to facilitate a specific investment transaction.

By submitting information through this website, prospective investors consent to receive communications from Oak Point Asset Management regarding its offerings, strategy, and activities. Prospective investors may opt out of such communications at any time by contacting Oak Point Asset Management directly at connor@oakpointassets.com.

10. No Legal, Tax, or Financial Advice

Nothing on this website constitutes legal, tax, accounting, or financial advice of any kind. Oak Point Asset Management is not a law firm, accounting firm, or registered investment advisor. All prospective investors are strongly encouraged to consult with their own qualified advisors — including a securities attorney, CPA, and licensed financial advisor — before making any investment decision.

The tax consequences of any investment in an Oak Point offering depend on each investor's individual circumstances and the specific structure of the offering. Tax laws are subject to change. Oak Point Asset Management makes no representation regarding the tax treatment of any investment.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Oak Point Asset Management, its members, managers, employees, agents, and affiliates shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising out of or relating to access to or use of this website, reliance on any information contained herein, or any investment decision made in connection with information provided on this website.

Oak Point Asset Management reserves the right to modify, update, or remove any content on this website at any time and without notice. Access to this website does not create any obligation on the part of Oak Point Asset Management to update or maintain any information presented herein.

12. Contact Information

Questions regarding these disclosures or Oak Point Asset Management's investment activities may be directed to:

Oak Point Asset Management LLC

Charleston, South Carolina

Email: connor@oakpointassets.com

Website: oakpointassets.com